Part 3 of Public Television Interview on Reverse Mortgage

Can you afford to retire? Is all of your wealth tied up in your home? Are you having difficulty making your payments every month? Are you over 62? An Oregon Reverse Mortgage may be right for you. Oregon Reverse Mortgage are not for everyone, but they are an excellent solution for senior citizens that need assistance in their “golden” years. An Oregon Reverse Mortgage could put the gold in “golden.”

Reverse Mortgage Video Series Part 3

This is part 3 of an interview from Public Television done in 2008 in California. The information imparted can help with deciding to check out a Reverse Mortgage. There is some misconception about Reverse Mortgages. Hopefully this site will help give out more viable information.

Contact Us

If you have questions about a Reverse Mortgage, please contact one of us today at 541-342-7576. Alpine Mortgage Planning is located at 1200 Executive Pkwy., Ste. 100, Eugene OR 97401. You can also e-mail Laurie here or Fred here. We are here to help you make the decision that is right for you. Oregon Reverse Mortgages are not for everyone, but they are an excellent choice for some people. Isn’t it time that you checked out the advantages of a Oregon Reverse Mortgage?

Part 2 of Public Television Interview on Reverse Mortgage

Yesterday, we started a three part interview series from Public Television about Reverse Mortgages. The interview is with a California loan officer and an interviewer that could probably qualify for a Reverse Mortgage herself. We like the information given in a very conversational way. This segment talks about the limits imposed by FHA HECM program on property values.

Reverse Mortgage Video Series Part 2

Take a look at Part 2 on Reverse Mortgage and come back tomorrow for Part 3.

One disagreement with his statement has to do with the adjustable HECM (Home Equity Conversion Mortgage) being the best product. At the time the video on Reverse Mortgage was made, that was probably true, but right now, the fixed rate HECM will probably be better than the adjustable.

Contact Us

If you have questions about an Oregon Reverse Mortgage, please contact one of us today at 541-342-7576. You can also e-mail Laurie here or Fred here. We are here to help you make the decision that is right for you. Reverse Mortgages are not for everyone, but they are an excellent choice for some people. Isn’t it time that you checked out the advantages of a Reverse Mortgage?

Oregon Reverse Mortgage Info a Local Site, Part 1

Laurie Willis and Fred Chamberlin, the authors behind http://OregonReverseMortgageInfo.com, are experienced loan officers with Alpine Mortgage Planning a West Coast company with our office located at 1200 Executive Pkwy., Ste. 100, Eugene Oregon. We live and work in the Eugene/Springfield area and are here to answer your questions about Oregon Reverse Mortgages for senior citizens. Mortgage loans are our business and Reverse Mortgages are part of that business.

We aren’t someone in New York City that has no idea what it is like to live and work in Oregon or the challenges that senior citizens are facing trying to maintain their home and lifestyle. They don’t know the values of homes here and how that can actually benefit you with a Reverse Mortgage. We know our state and our area. We are proud of our region, even if it means we have webs between our toes. We have found the following video from 2008 about Reverse Mortgages from public television. This is Part 1. Part 2 & 3 will be in subsequent posts.

Reverse Mortgage Video Series Part 1

If you have questions about an Oregon Reverse Mortgage, please contact one of us today at 541-342-7576. You can also e-mail Laurie here or Fred here. We are here to help you make the decision that is right for you. Oregon Reverse Mortgages are not for everyone, but they are an excellent choice for some people. Isn’t it time that you checked out the advantages of a Reverse Mortgage?

Eugene/Springfield Oregon Reverse Mortgage Information Available online or in person

Get all of the current information about Oregon Reverse Mortgages for Senior Citizens right here at Oregon Reverse Mortgage Info. We are striving to get the word out to Seniors about the Reverse Mortgage program. Although it isn’t right for everyone, and we won’t force it on anyone, there is a large portion of the Senior population in the Eugene/Springfield Oregon that will benefit from a Reverse Mortgage.

Bills Getting Too Hard to Handle?

If you are having trouble paying your monthly bills and have a large equity in your home, this might be the ideal way for you to go. If you need extra money for repairs or a new car but can’t afford another payment, this might be the way to go. You won’t know until you check if this is the program for you.

Contact Us

If you have questions about a Reverse Mortgage, please contact one of us today at 541-342-7576. Alpine Mortgage Planning is located at 1200 Executive Pkwy., Ste. 100, Eugene OR 97401. You can also e-mail Laurie here or Fred here. We are here to help you make the decision that is right for you. Reverse Mortgages are not for everyone, but they are an excellent choice for some people. Isn’t it time that you checked out the advantages of a Reverse Mortgage?

Portland Oregon Tops the List of Top U.S. Cities for Seniors

Oregon’s largest city, Portland offers the best senior living benefits in the U.S, according to a recent survey produced by a partnership between Bankers Life and Casualty Company and Sperling’s BestPlaces. It is likely that the Eugene/Springfield was too small for the competition, but those of us living here think it is a pretty darn nice place to live.

Seattle, San Francisco, Pittsburg and Milwaukee rounded out the top 5.

What Makes a City Good for Senior Living?

Health: includes criteria such as physician-to-senior ratio, gerontologist-to-senior ratio, hospitals per capita, and the availability of adult day care, assisted living facilities, continuing care (CCRC) facilities, independent living facilities, nursing homes, and senior meals. With the additional of the new Sacred Heart Medical Center, I think Eugene/Springfield would rate well in this area.

Disease: covers life expectancy, age 85 expectancy, and rates of depression, heart disease, and cancer. Sometimes when it rains for several days in a row here, it just seems our life is longer. LOL

Economics: includes consumer prices, sales taxes, unemployment rate, and recent job growth. Larger cities like Portland definitely have the economics of scale that are missing in a smaller, albeit, more comfortable community like Eugene/Springfield.

Social: identifies the percentage of seniors in the community and availability of entertainment opportunities, the arts, museums, education, recreation, colleges, and libraries. This is one area I think we excel with the number of college campuses here, including the University of Oregon and artistic expansion like the Hult Center for the performing arts.

Environmental: assesses the number of sunny days, measurements of clean air and water, risk of natural disasters, and the presence of ocean coastline, rivers and lakes, and national parks. In this area, I think we beat Portland. We have all that they do and less traffic.

Spiritual: looks at the percentage of the population belonging to organized religions, and the number of religious congregations in the community. Got you covered here too.

Transportation: rates the availability of public transportation and special access transportation, along with commuting times. Our LTD system is constantly getting better, now with the EMX shortly expanding to the Gateway Mall and Sacred Heart area.

Housing: includes cost of living, median home price, property taxes and monthly apartment rent. Housing prices in Lane County have been dropping and talking to several rental management companies, so are rents.

Crime: ranks incidents of violent crime and property crime. Like anywhere, parts of Lane County are worse than others, but Springfield recently built a new jail that is helping the crime rate and we have some outstanding police officers all through the county.

In a news release about the survey, Bankers’ Chief Operating Officer Scott Perry said the senior living survey results included some cities that are not often associated with senior living.

That’s because we weren’t looking for the best places to be retired, but the best cities for seniors regardless of whether they are retired, working, active or not, healthy or not,” he said. “It’s about more than golf courses and tennis courts.

Contact Us

If you have questions about a Reverse Mortgage, please contact one of us today at 541-342-7576. Alpine Mortgage Planning is located at 1200 Executive Pkwy., Ste. 100, Eugene OR 97401. You can also e-mail Laurie here or Fred here. We are here to help you make the decision that is right for you. Reverse Mortgages are not for everyone, but they are an excellent choice for some people. Isn’t it time that you checked out the advantages of a Reverse Mortgage?